The calculation for APY is rounded to the nearest basis point. The Empower Personal Cash™ Annual Percentage Yield (APY) as of 8/1/23 is 4.70% APY (4.602% interest rate). The fee may vary from program bank to program bank and will generally increase as the aggregate amount of funds held in program accounts with the program bank increases. UMB receives a fee from each program bank (except UMB) in connection with the program that is based on the aggregate daily closing balance of deposits held in program accounts by such program bank. Your funds will be FDIC insured up to applicable limits while in transit through UMB. The advertised interest rates are paid by participating program banks, including by UMB in its capacity as a participating program bank. To participate in the program, you must open an account at UMB, through which your funds will be placed in accounts at participating program banks (which may include UMB). Bank deposit products provided by UMB Bank n.a., Member FDIC (“UMB”).

Actors are not EAG clients.Įmpower Personal Cash™ Program is offered through Empower Personal Wealth, LLC (“Empower”). Past performance is not indicative of future returns. Registration does not imply a certain level of skill or training. EAG is a registered investment adviser with the Securities and Exchange Commission (“SEC”) and subsidiary of Empower Annuity Insurance Company of America. Awards were given by non-compensated, unaffiliated entities.ģ Empower satisfaction survey and IVR data as of June 2022.Īdvisory services are provided for a fee by Empower Advisory Group, LLC (“EAG”). Awards referenced were originally awarded to Personal Capital Corporation ('PCC')'s financial tools. For more information regarding the name changes, please visit /name-change.Ģ From The New York Times ©2018 The New York Times. On August 1, 2022, Empower announced that it is changing the names of various companies within its corporate group to align the names with the Empower brand. EAIC’s statutory assets total $90.1B and liabilities total $88.8B. ELAINY’s statutory assets total $7.2B and liabilities total $6.9B.

EAICA’s statutory assets total $73.98B and liabilities total $70.1B. AUA is a non-GAAP measure and does not reflect the financial stability or strength of a company. EAICA’s consolidated total assets under administration (AUA) were $1,387.9B. Information refers to all retirement business of Empower Annuity Insurance Company of America (EAICA) and its subsidiaries, including Empower Retirement, LLC Empower Life & Annuity Insurance Company of New York (ELAINY) and Empower Annuity Insurance Company (EAIC), marketed under the Empower brand.

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